Top 8 FinTech App Development Companies in Singapore 2026

With more than half of the world’s population expected to use digital banking by 2026, the demand for seamless, intelligent fintech experiences is exploding. There are over 30,000 fintech startups globally — and a significant portion of these rely on fintech app development companies to turn their innovations into real-world digital products.

 

Singapore stands at the center of this momentum. In the first half of 2025 alone, over US$1 billion was invested in Singapore’s fintech sector, marking an 87% year-over-year increase. The surge is driven by rapid advancements in AI-powered fintech, regulatory innovation, and an aggressive shift toward mobile-first experiences. The surge is driven by rapid advancements in AI fintech products, regulatory innovation, and an aggressive shift toward mobile-first experiences.

 

Today’s top fintech developers aren’t just building apps — they’re engineering digital finance ecosystems. From payment-integrated mobile apps and neobanks to AI-enabled lending platforms and wealth dashboards, the bar is higher than ever.

 

To meet these expectations — and stay compliant with MAS and global regulations — you’ll need more than just a vendor. You’ll need a strategic fintech app development partner with domain depth, technical range, and product empathy.

 

This blog features ten of the most reliable fintech app development companies in Singapore, selected based on industry expertise, innovation, scalability, and user-first thinking.

 

FinTech App Development Market Snapshot

Fintech is one of the most rapidly evolving industries, valued at $400+ billion globally in 2025, with fintech software development forming a $3.5 billion segment. This is expected to grow at a 15.35% CAGR, reaching $12.5 billion by 2034.

 

Driving forces behind this growth include:

 

• Regulatory Technology (RegTech): Custom solutions that streamline MAS and PSD2 compliance.
• Open Banking APIs: Accelerating app development in Singapore through shared data models.
• Cross-Border Payments: Fintech apps are removing geographical barriers to global transactions.
• AI-Driven Personalization: Predictive analytics, smart onboarding, and behavior-based insights.
• Modular, Cloud-Native Architecture: Enabling scale, speed, and resilience.

 

Singapore has positioned itself as a global fintech hub — and events like the Singapore FinTech Festival amplify that role, providing a platform for emerging fintech app development trends, partnerships, and product showcases from both startups and enterprise tech leaders.

 

Whether you’re building a B2C neobank or B2B finance dashboard, the opportunity in fintech app development is massive — but only if you partner with the right team.

 

Top 8 FinTech App Development Companies in Singapore

FinTech app development in Singapore is evolving fast — shaped by firms blending financial domain expertise with regulatory knowledge and next-gen technology. But not all fintech app development companies are created equal.

 

While many offer development services, only a few stand out for strategic thinking, secure design, and AI-enhanced delivery. Below, we explore 8 of the most recognized names in the fintech space.

 

1. ProCreator

At a time when financial platforms are expected to be secure, intelligent, and user-first, ProCreator is helping businesses build products that actually deliver. Founded in 2016, ProCreator is a UI/UX-led fintech app development company with a strong presence in Singapore — trusted by global startups and BFSI enterprises for its human-centric and compliance-first approach.

 

Unlike firms that treat design as a visual afterthought, ProCreator puts UX strategy at the core. The team doesn’t just “build apps”; they co-create scalable digital finance experiences — from mobile-first neobanking platforms to modular web apps for lending, wealth, and payments.

 

ProCreator’s competitive edge lies in its AI-powered fintech design system, which accelerates both frontend decision-making and backend implementation. This allows for faster releases without compromising on security or MAS-aligned compliance. Combined with its understanding of Singapore fintech UX trends, ProCreator helps clients launch digital products that users trust — and that regulators don’t question.

 

Awards & Recognition:

 

• Kyoorius Creative Award
• Google Play Editor’s Choice & Best App
• Clutch Top B2B Companies (2023)
• India’s Best Design Award (2023)

 

For fintech companies in Singapore seeking more than just code, ProCreator delivers what others don’t — strategic UX, faster go-to-market, and regulation-ready design from day one.

 

Location: 160 Robinson Road, #14-04 Singapore Business Federation Centre, Singapore, 068914

Team size: 30+

2. Vinova

Established in 2010, Vinova is a full-service software and fintech app development company with clients like OCBC, AIA, and Samsung. With offices across Singapore and Vietnam, it delivers mobile and web app development for digital banking, payments, and lending.

 

Vinova focuses on backend engineering and long-term support, making it a dependable choice for enterprise-scale fintech. It’s been recognized among Singapore’s Fastest Growing Companies (2024, 2025) by The Straits Times and Financial Times.

 

While their UX and AI offerings are limited, Vinova’s strength lies in executional depth and delivery scale — suitable for larger financial institutions seeking stability.

 

Location: 745 Lorong 5 Toa Payoh #03-03, The Lifeline Building, Singapore 319455

Team size: 200+

3. Buuuk

Since 2008, Buuuk has delivered premium mobile and fintech app development for clients like Mercedes-Benz, DBS, and Singapore NEA. Known for its award-winning design team (including an Apple Design Award), Buuuk emphasizes sleek, intuitive UX over speed.

 

Their strengths lie in native mobile app development, strong UI design, and digital transformation for large enterprises. However, for fintechs needing rapid iterations, AI integration, or regulatory UX strategy, Buuuk may lean more design-heavy than execution-driven.

 

Location: 15 Beach Road, 02-01 Singapore, 189677

Team size: 30+

4. KindGeek

KindGeek is a fintech-first software development company specializing in digital banking, e-wallets, and blockchain solutions. With a track record in fintech app development, the team brings design, backend, and compliance experience into every build.

 

Their 2023 partnership with Salt Edge to deliver PSD2-compliant solutions boosted their presence in open banking. KindGeek also launched Easyflow, an AI automation platform that strengthens their capabilities in AI fintech solutions.

 

Team size: 50+

5. SDK.finance

SDK.finance offers a modular, white-label platform for companies building digital banks, payment processors, and lending apps. Instead of building from scratch, fintechs use SDK to accelerate their fintech app development lifecycle with 280+ prebuilt APIs.

 

ISO 27001-certified and a 2025 Banking Tech Awards finalist, SDK.finance supports startups and enterprises alike with secure, scalable infrastructure. Recent partnerships with Salt Edge enhanced their open banking functionality and compliance readiness.

 

Team size: 30+

6. Azumo

Azumo is a U.S.-based fintech app development company known for building intelligent web and mobile applications. With a focus on AI fintech solutions, it helps financial clients create chatbots, predictive tools, and cloud-native platforms.

 

The company provides nearshore mobile app development services in Singapore with time-zone alignment for U.S. and Singapore-based teams. Azumo is also SOC 2 certified, ensuring high security — a must for fintech.

 

Team size: 100+

7. Rocketech

Founded in 2016, Rocketech focuses on analytics-driven fintech app development — ideal for startups building MVPs fast. Their model uses 6-feature sprints with clear delivery forecasts, which appeals to fast-moving fintech founders.

 

Projects span crypto, payments, and neobanking, backed by solid UX and full-stack execution. While not known for MAS compliance or AI fintech solutions, Rocketech brings startup speed and strong technical depth.

 

Best suited for early-stage fintech ventures needing lean, iterative app development — especially in crypto and payments.

 

Location: 320 Serangoon Road, #13-05 Centrium Square, Singapore 218108

Team size: 40+

8. Singsys

Founded in 2009, Singsys is a seasoned development company in Singapore with 250+ experts and 1,500+ projects delivered. While not a fintech-first agency, it offers mobile app development services, backend systems, and secure flows for payment and e-wallet apps.

 

Notably, Singsys counts KPMG among its clients and is a NASSCOM member since 2017. The firm provides flexible models — fixed-price, T&M, or offshore — making it suitable for startups needing cost-effective builds.

 

Location: Singsys Pte. Ltd., 1 North Bridge Road, #17-10 High Street Centre, Singapore, 179094

Team size: 200+

Together, these 8 companies represent the leading edge of fintech app development in Singapore — each offering different strengths depending on your product goals, tech stack, and scale.

 

Common Mistakes to Avoid When Choosing a FinTech App Partner

Choosing the wrong fintech app development company can slow down your launch, increase compliance risk, and inflate costs. Here are common mistakes that product leaders and founders must avoid when shortlisting a fintech app development partner in Singapore:

1. Prioritizing Cost Over Compliance

Some companies select the cheapest app development services in Singapore without checking for MAS compliance experience. In fintech, shortcuts on security, KYC, and data privacy can backfire — legally and reputationally.

 

2. Overlooking UX in FinTech

Too many fintech startups hire app development companies in Singapore that treat fintech UX design as cosmetic — when it’s actually a critical driver of trust, retention, and conversion. In reality, fintech UX trends show that onboarding flows, transaction clarity, and trust cues directly impact retention and LTV.

 

3. Choosing Developers With No FinTech Track Record

Not every mobile app development company understands the unique demands of finance — from secure APIs and PCI-DSS to fraud detection and AML. Always check for relevant fintech app development case studies.

 

4. Ignoring AI-Readiness

Modern fintech apps aren’t just digital — they’re smart. If your fintech app development partner doesn’t offer AI-powered fintech capabilities, you’ll miss out on personalization, automation, and predictive insights.

 

5. Neglecting Scalability

What works for 10,000 users may not hold at 100,000. Choose a partner experienced in building modular, cloud-native web app development architectures — with scalability and fintech app security design built into every layer.

 

6. Failing to Vet Integration Capability

Your app will need to talk to banks, CRMs, analytics tools, and compliance platforms. Your app development iOS or web partner must be integration-ready — especially with open banking APIs.

 

Pro Tip:

The right fintech app development company in Singapore won’t just build your app — they’ll guide you on regulatory risks, user behavior, and long-term architecture. Choose partners who think like product teams, not just vendors.

 

Conclusion: Choose a FinTech App Partner That’s Built for What’s Next

The fintech landscape in Singapore is evolving fast — shaped by AI, rising compliance standards, and user expectations that demand more than just smooth interfaces. Whether you’re building a neobank, lending app, or a cross-border payment solution, the right fintech app development company won’t just deliver code — they’ll co-create a secure, scalable product with world-class fintech web design at its core.

 

If your fintech product is solving serious problems, don’t settle for average builds or offshore teams that miss the mark on security or experience design.

 

Looking for a fintech app development partner that understands compliance, user psychology, and growth?

 

Let ProCreator design the secure, scalable product your customers deserve.

 

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